SyntheticFi Raises $13M Seed, Tops $2B in Assets

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SyntheticFi has raised $13 million in a Seed round and crossed $2 billion in regulatory assets under management, two milestones the wealth technology startup announced together on June 9, 2026. The company is based in San Francisco, California.

The round was backed by Y Combinator, Social Leverage, NextGen VP, a subsidiary of Brown Advisory, and The Compound Capital Fund. SyntheticFi operates in the FinTech space, building automated liabilities-planning software for financial advisors. Since its founding in 2023, the company has focused on bringing institutional financing strategies to a broader part of the wealth management industry, not just the largest firms.

The growth numbers help explain the raise. SyntheticFi now serves more than 300 advisory firms and over 3,000 individual financial advisors, and it has roughly tripled its platform scale since the start of 2026. Surpassing $2 billion in regulatory assets under management gives the company a credibility marker that matters when selling to advisors who manage other people’s money.

Liabilities planning, the side of a client’s balance sheet that deals with debt and financing, has often received less attention than investment management in advisor software. SyntheticFi is trying to change that by automating strategies that were once available mainly to institutions or the wealthiest clients.

With the new funding, the company plans to expand its engineering team and accelerate the rollout of its proprietary liabilities-planning software. That includes developing automated rollover tools and risk-monitoring dashboards, features designed to give advisors more to offer their clients. The combination of fresh capital and rapid growth puts SyntheticFi in a position to keep scaling as it pushes its approach deeper into the advisory market.