Reset Raises $6M Seed for Earned Wage Access Platform

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Reset has raised $6 million in a Seed round to expand its embedded earned wage access platform built for credit unions and community banks. The Menlo Park, California company announced the round in June 2026.

What stands out about this raise is who funded it. More than two-thirds of the round came from credit unions that already use the company’s platform. Backers included Georgia’s Own Credit Union, InTouch Credit Union, Chartway Credit Union, VyStar Credit Union, One Washington Financial, Curql, Navari and the Bankers Helping Bankers Fund. When customers put their own money into a company, it tends to signal genuine conviction in the product, and the raise brought Reset’s total funding to more than $8 million.

Reset works in the FinTech space, providing earned wage access, which lets workers tap pay they have already earned before the regular payday. By building its platform specifically for credit unions and community banks rather than large national lenders, Reset is aiming at institutions that often want modern features but lack the resources to build them in-house.

The company plans to use the funds to invest in expanded sales and implementation capacity, deepen product development, and accelerate deployments already underway. Implementation capacity is a practical concern in this market, since getting software live inside a bank or credit union can be slow, and faster deployments mean reaching more end users sooner.

The model ties Reset’s growth closely to the institutions it serves, which are also, in many cases, its investors. That alignment gives the company both a customer base and a set of advocates as it works to bring earned wage access to more community financial institutions and the members they serve.